Buy Gold with Bank Wire Transfer
Bank wire is the lowest-cost payment method for buying physical gold at GoldBuller. Wires clear same-day for domestic US transfers — your order ships the next business day, fully insured.
How It Works
1. Complete KYC Verification
Create your GoldBuller account and submit a government-issued ID. KYC clears within 24–48 hours and is required for all wire orders over $1,000.
2. Place Your Gold Order
Browse American Gold Eagles, Canadian Maples, PAMP Suisse bars, and 10 oz bars. Lock in the live spot price + premium for 15 minutes while you initiate the wire.
3. Initiate the Wire Transfer
Wire funds to GoldBuller's custodial account at our FDIC-insured US bank partner. Domestic wires clear same-day if sent before 3:00 PM ET. International wires take 1–3 business days.
4. Order Ships Within 24 Hours
Once your wire clears, your gold ships via UPS/FedEx fully insured for 100% of declared value. Signature required on delivery. Most US addresses receive within 2–5 business days.
Payment Method Comparison
| Method | Fee | Speed | Privacy | Best For |
|---|---|---|---|---|
| Bank Wire | Your bank's outbound fee ($15–$35) | Same day (domestic) | High | Orders $500+ |
| Credit Card | 3.5% surcharge | Instant | Low | Small purchases under $500 |
| Bitcoin (BTC) | Network tx fee (~$1–$5) | ~1 hr | Very High | Privacy-focused buyers |
Frequently Asked Questions
What is the minimum gold order by bank wire?
GoldBuller accepts wire orders starting at $500. Orders over $10,000 qualify for OTC desk pricing, which typically reduces the premium by 0.5–2%.
Is my bank wire safe for buying gold?
Yes. GoldBuller's wire instructions are verified during account setup. We use a named custodial account at a US federally insured bank. Never wire to a third party.
What gold products can I buy with bank wire?
All products are available via wire: American Gold Eagles, Canadian Maple Leafs, PAMP Suisse bars, Perth Mint bars, and 10 oz/1 kilo gold bars.
Do I need to report my gold purchase to the IRS?
You do not report the purchase. GoldBuller may file Form 8300 for transactions over $10,000. Gains on sales are taxable — consult a tax advisor.
Start Buying Now
Complete KYC verification once — then buy with bank wire or Bitcoin any time, at the lowest premiums.
Shop Gold Bullion → Complete KYC →