Buy Gold Coins with Bank Account Transfer — USA
Bank account transfer — whether a same-day Fedwire or a next-day ACH — is the most direct way to buy gold coins in the US without paying credit card surcharges. GoldBuller accepts both domestic wire and ACH account transfers for all gold coin purchases.
How It Works
1. Account Setup and KYC
Create your GoldBuller account. Complete identity verification (government ID + proof of address). Required for all account transfer orders.
2. Choose Your Gold Coins
Select from: American Gold Eagles (legal tender, IRA-eligible), Canadian Gold Maple Leafs (.9999 fine), South African Krugerrands (22K, most liquid globally), Austrian Gold Philharmonics (.9999 fine), or American Gold Buffalo (.9999 fine).
3. Initiate Your Account Transfer
Wire: same-day domestic, $15–$35 bank fee, clears before 4 PM ET same day. ACH: next-business-day, $0–$5 fee, coins ship after ACH settles (1–2 business days). Both use GoldBuller's routing and account number provided at checkout.
4. Coins Ship on Transfer Settlement
Wires ship same day (if received before 3 PM ET). ACH orders ship on settlement date. All coin shipments are fully insured with signature-required delivery.
Payment Method Comparison
| Method | Fee | Speed | Privacy | Best For |
|---|---|---|---|---|
| Domestic Wire Transfer | $15–$35 outbound | Same-day clear, same-day ship | High | Speed priority |
| ACH Account Transfer | $0–$5 | 1–2 business day settle | High | Cost priority, no wire access |
| Credit Card | 3.5% surcharge | Instant, same-day ship | Low | Convenience only, small orders |
| Bitcoin Transfer | $1–$5 network fee | 60-min lock, same-day ship | Pseudonymous | Crypto-to-gold conversion |
Frequently Asked Questions
What is the difference between a wire transfer and an ACH account transfer?
A wire transfer (Fedwire) is real-time gross settlement — funds move immediately and are final. An ACH transfer is a batch system that settles 1–2 business days later. Wires cost $15–$35; ACH is usually free. Both use your bank account routing and account number.
Can I buy gold coins by ACH transfer from any US bank?
Yes. GoldBuller accepts ACH transfers from any US bank or credit union. Most major banks (Chase, Bank of America, Wells Fargo) support outgoing ACH. Use GoldBuller's bank routing number and account number provided at checkout.
How quickly can I get my gold after an account transfer?
Wire: ships same business day if received before 3 PM ET (delivery in 2–5 days). ACH: ships 1–2 business days after settlement (delivery in 3–7 days). Express shipping available for wire orders.
Start Buying Now
Complete KYC verification once — then buy with bank wire or Bitcoin any time, at the lowest premiums.
Shop Gold Coins → Complete KYC →