How Much of Your Portfolio Should Be in Precious Metals?
6 min read • GoldBuller Research
There is no single "correct" allocation to precious metals. The right percentage depends on your existing portfolio, risk tolerance, time horizon, and what role you want metals to play.
Allocation Frameworks
| Investor / Framework | Gold Allocation | Rationale |
|---|---|---|
| Ray Dalio / All Weather | ~7.5% | Risk parity; gold balances inflationary risk |
| Permanent Portfolio | 25% | Equal weight: stocks, gold, bonds, cash |
| Conservative individual investor | 5–10% | Crisis hedge without excessive drag |
The 5–15% Starting Point
Most advisors who include precious metals recommend 5–15% of a total investment portfolio. Below 5%, the position is too small to matter during a crisis. Above 15%, you're making an active macro bet.
Within Precious Metals: Gold vs. Silver Split
A common starting split is 70% gold / 30% silver by value. Adjust based on storage capacity and risk tolerance.